13 Businesses You Can Start With Little Capital


Many today have not reached their goal, they have not attained the height at which they aspire because they are held back by both their mind and eyes. I talk of the mind because every thing that has to do with life begins with the mind, if your mind cant absorb it, then you cant live it. I talk of the eyes as a limiting factor because you tend to believe what your eyes sees. So if your eyes have seen barriers as regards finances then you tend to believe that all there is to financial breakthrough is one barrier or the other, and in the real sense… there is no barrier.

The Scriptures spell it out: “In all labor there is profit: but the talk of the lips tends only to penury [poverty]” (Prov. 14:23). “He that tills his land shall have plenty of bread: but he that follows after vain persons shall have poverty enough” (28:19).

It is important to work…

This article is to gear you towards financial freedom, it is to make you realize that there are businesses you can start with little or no capital.

In our world today, we found out that entrepreneurs (business oriented personnel) are more needed. If you look around you, you will find out that there so many needs in the society that are looking for solutions.

Catering Services:

This is actually a lucrative business for those that love cooking. You provide lunch menus for offices around you, can supply food and drinks to small key occasions around you.  Ingredients can be costly but  if you start out by doing only meal samples, then taking orders based on your samples, if your customers see that you are up to the task, then they can make deposits before you make available your services to them. After a while you can employ and train people to help you carry out the services.

Cleaning Services:

You could decide to do this yourself and you could get one or two people you know who are competent to help out in carrying the services. All you need do is approach companies or houses that you think needs someone to clean the environment, then you charge them a reasonable fee and you either get the job done or let those assisting you get it done.


If you have a skill or professional training, then you can make a means by starting your consulting business. Help others run their businesses and get paid for it. But need to look out for those that will need your services and try to offer incentives to ensure continuity in flow of clients.

Day Nursery/Baby Sitting:

Nowadays many parents look for people who could help them take care of their wards while they are away at work. This is also a much needed service in the society. You don’t need capital for this business, you could make use of your private apartment to start with.
Delivery or messenger service:

If you have a car, motor cycle or even a bicycle and you have the time, then a delivery or messenger service might be the perfect business for you. You can offer to pick up or deliver food, laundry, people, letters and packages etc from various places in your community. Charge a delivery service fee. You can also most likely get additional income if you advertise clients’ services on your delivery vehicle.

Event Coordinator:

You could start with your family reunions, plan the event ,have pictures of the planned events and try to get feed back from non-family member that attended the event. Gather these pictures and feedback together, then you can show people around you telling them the things you can do regarding events planning.

Fixing Computers/Software Installation:

We are in the computer age where almost everyone has a computer and get to have to fix the computer or need to put some software on the computer. You could get about 2 weeks training (minimum) in this field and make money from this business.


Every woman wants to look good and we have a lot of the female species in our society today. If you are skilled one way or the other in this business, you can start up small and latter get necessary equipments as time goes on.


If you have some fund, you can buy things in bulk (which is always at cheaper rate) and then resell to consumers around you. Just try to look around for commodities that are needed most by people, get a place where you can get it at a cheaper price, then make available to consumers at a reasonable prize. (If you need help or guide on how you can start the business of reselling by importing cheap items as low as N10,000 and make as much as N300,000 in profit every month, contact us)

Soap Making:

Everyone washes one thing or the other, that means everyone basically needs soap to wash clothes, plates, toilets and bathrooms etc. Learning to make soap is actually not difficult and its a lucrative business. it requires little capital.


Many of us have a particular subject/course we love and are good at while in school. You go to parents and offer to tutor their wards in a particular subject at a reasonable fee. This business is absolutely capital-free.

Web Designing:

This business is seriously demanded by the society.Almost all companies, individuals and Government establishments need websites. All you need to do is approach small businesses or individuals that needs a website and offer to create this website at a cheap rate for the start. You also need some basic skills in HTML and possibly SQL, there is a video tutorial by Business-Matter.com which can watch on your spare time to learn this skill. It’s a lucrative business. Once you have a laptop and access to the internet, you don’t need an office for this, you can work from your apartment.

Graphics Design and Printing Business:

This is what I call an evergreen, money spinning and lucrative business idea in Nigeria and the world all over. Graphics design is a business that brings in cool cash. The business is evergreen because it will continue to exist as look as people will have one program or the other, advertisement, publication, etc. The business will be much more lucrative if one is able to buy printing machine that can print different graphics works.
One can also open a shop to sell printing and graphics material. This one alone is what has being bringing steady income for some people that have already known the secret of this business.

I believe that right now, you have an idea of things you can do, just find your area of interest and tap into it… Be sure that God will definitely bless the work of your hands.

…don’t forget… its for your advantage.


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